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Help!! i need help picking out car insurance?

Im 20 years old I wokr fulltime and go to school full time. I recently purchased my first car but I cant dirve it off the lot until I have car insurance. I live in michigan which is a no fault insurance state. i was trying to get full coverage on my car. but the lowest quote i found was 450 a month. I only paid 3500 for a 2004 monte carlo ss. I will be paying more in car insurance than i paid for my car. plus I cant really afford to pay 450 a month. I need help. Insurance is a rip off. I cant get on my parents account becasue I was a foster child.

Getting a car insurance even if you don't have a car?

I am 17 years old and turning 18 in 2 months. I have a permit in the state of New Jersey. Last Sunday, I made a small car accident. It was just few scratches on the other person's rear bumper. Anyway, the guy from an insurance company told my parents that I have to get an insurance as soon as i get my license even if I don't get a car. My parents can't afford to buy me a car anyway so I was planning to drive their car since I wouldn't have to get an insurance if I drive their cars. But the guy is telling me that I HAVE to get an insurance whether I'm getting my car or not. I have never heard of these things before. Can anybody explain to me why I have to get an insurance even if i am not getting car? And also, is there any other way I can solve this problem other than not getting a license? Because they're saying that the only way is not to get a license 'till I turn 21. And It would cost my parents way too much if i get my license. I mean I'm not even getting a car! Why do I need to get an insurance?

Insurance help at 18 years old?

hello i am a 18 years old i am lucky enough to have a very good job so i can afford to spend alot of money for a 18 year old on a car i am looking to spend around 11k in all even tho the cheaper the better its not buying the car that is the problem its the insurance on the cars i want to buy all being around 4k for any half decent cars ?? any help would be grateful for some facts and figures .... cheers alex

Cheapest auto insurance?

What car insurance company would you recommend?

Yeah im 20 years of age and im just going to get my license. Yeah i know...why did i wait so late. But now i want to know what car insurance company would be good. I don't have a huge budget to spend but i do need insurance. HELP ME OUT...

How much does it cost to repair a small dent?And also insurance question/?

well i have two questions... how much does it cost to fix a small dent maybe 8 inches in diameter no paint scratches. Im really mad this happened to me this guy who is a complete jerk said i hit his car which i did but he claims it was in the back of his car where the dent is located but i barely tapped it on the front door not the back while i was trying to get out of some dudes parking spot. Also my other question is will insurance cover it if insurance is under my dads name but the car is under my name? we live in evansville indiana. and i think it is farmers insurance.

How much should a person pay for car insurance in uk?

Need cheap no-name insurance companies for motorcycle insurance?

Well, i live in Florida where motorcycle insurance is not required at all. But I need comprehensive insurance at least (and maybe liability too) so that I wont have to cry over a stolen bike after a week of purchase. I'm buying this bike in cash (2008 ninja 250R) and still big insurance companies like progressive and geico will charge me a thousand bucks a year for liability and comprehensive coverages alone. So, I need to know the names of some small insurance companies who wont use their big and flashy names to jack up their prices. please help. I dont wanna pay 1000 bucks a year for a 3500 dollar bike. Thanks.

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(

Car insurance denied claim because they cannot contact its insured.?

Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?

Liability Insurance for Kids?

What is the most important liability insurance for young people?

Insurance deductible?

Someone rearended me and damaged my bumper.and my car did not start after that.I have insurance and she does too.wil I have to pay for any thing at all

Is there any insurance company in california that will accept to give me coverage if i have PCOS?

I also need an insurance coverage for pregnancy as I am trying to conceive

Does anyone know Proximately how much a P.I.P car insurance with come out for a 22 year old..?

With 4 year driving record? thanks

CAR INSURANCE, i live in a bad area and its doubling my quotes.?

I've got a mini 1000 1974 that im restoring and ive lost all motivation to finish it after reciving quotes starting from 7.5k and going up to 18k. Im guessing the reason being is that I live in a F rated area. its a proper s##t hole. Is there anything i can do to help reduce the quotes to a figure that i can realsticly afford. 7.5k is more than im earning.

Another car insurance question to British drivers!?

My brother's car was written off yesterday [was the other party's fault]. He was told today the car wasn't redeemable so that's that! So he is waiting to see how much they are going to pay him for the loss, but the question is does he have to keep paying full comprehensive insurance when he no longer has a car to drive? Can he now pay a reduced rate until the insurance is sorted out? It seems unfair to continue paying out for fully comp insurance when there is no car to insure!

Cheap car insurance companies?

I just turned 17, and im gonna be learning to drive soon, but once I have learnt to drive, I can't afford the insurance

Car insurance commercial ideas?

i have to make a script for a commercial about car insurance and i need some ideas of what to do.

Will my car insurance rate lower once I turn 25?

I heard that once I turn 25 my car insurace rate will lower. Is this true?

How can I get cheaper car insurance as a new young driver?

Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert

Insurance companies messed up!?!?

Over three years ago, a pick-up truck crushed the entire back-side of my van. Of course, it wasn't my fault and I took care of the situation by calling the truck driver's insurance company. However, when I was going through my auto insurance profile, I saw something weird, a driving history stating that I was at-fault for that accident three years ago. It's very weird because I claimed an accident not on my insurance company, but the truck driver's. What can I do to fix this? Was I paying more premium because of this mistake? Thank you

Is geico a reliable car insurance in CA? Thanks?

Car insurance for a new driver aged 21?

hi, im really close to taking my driving test, and i will be 19 when i hopefully pass. but i know that i would be unable to afford car insurance just yet! however, i would be hoping to maybe get a car when i am round about 21 or 22, as i will hopefully be in a more of a position to buy and run a car! however i was wondering if you could give me a rough ESTIMATE on how much the insurance would cost! i would be looking at getting a car such as a Nissan Micra, and would more than likely get a 1.0 litre! if you could give me an ESTIMATE on how much it could cost, so i can get a general idea! i know its hard to give an exact price, but lets just say the car is all safe and has been MOT'd and is being parked in a garage! hope you can all help, oh and its for a MALE!

Price on car insurance for student?

Sorry my last question wasn't clear enough. I'm wondering how much money I would spend on a car insurance for my son who is a junior (16 y.o) and is getting his permit in th next week. If this helps, a car is a ford 2006 please help?

How to find stolen life insurance benefits?

If someone were to submit a benefit disclaimer letter to a life insurance company with a forged signature (the beneficiary was never told of the policy). What would be the best advice (other than seeking an attorney) to find any and all life insurance company names at the time of the insureds death? Can I report a fraud claim with my state (Ohio) if I have physical proof? I can file a missing life insurance/annuity search request, but dont know if this will help me find any disclaimed benefits already stolen. I have a feeling life insurance companys would keep this quiet. I suppose I could cold call the life insurance companys that operate in my state and ask if they have my name on file.

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What kind of car insurance covers takeaway deliveries?

Hi, I am soon starting a (very) part-time job delivering chinese food one day a week, 5 hours. I have been trying to find out what sort of insurance I need for my car as I am only covered for SD&P. I got a quote for one company who insured for business use, but they wouldn't cover takeaway deliveries! And my current insurer doesn't do anything like it. I know that places like Domino's and Pizza Hut provide supplemental insurance for their drivers, but this place doesn't do anything of the sort and I don't want to get caught out, especially for something like this? Thanks :)

What is the point of insurance?

I've just graduated and will be going out into the real world now, and a question I've had for years is why people seem to get insurance? To me it makes more sense to save the money you would have been paying myself instead. Am I wrong here?

How much would car insurance be for a vauxhall Astra VXR?

How much would a vauxhall astra VXR car insurance be for a 17 year old In the uk

How do i get affordable health insurance in new york?

I make 40k a year but i live in nyc so i cant afford a standard plan. Just need for myself 37 yr old male Thanks

Purchasing car insurance in Vancouver BC?

I bought a vehicle the other day, and went to insure it and realized my ID and License had both been scratched up somehow. ICBC wouldn't accept my ID until I got a new one. So I went to replace my ID and realized my birth certificate had been threw the wash one to many times to be used. So I have to order a new birth certificate from out of province. Anyways it will take at least a month until I have the cards replaced and in the mean time I need to register the vehicle and insure it. Can my sister register and insure it in her name? she is 18 and has no license. How much would it cost ROUGHLY? I live in Vancouver BC, Canada

Should I cash in my whole life insurance policy?

I purchased a whole life insurance policy about ten years ago. I know, bad decision. Now I have acquired some debt from a divorce and if I cash in the policy minus any taxes and/or fees I can wipe this debt out. I still have an SGLI policy currently for 200K and can increase this after I close the other policy. Is this a good decision?

Car Insurance...DUI.

does anyone have a 2002 poniac sunfire? with DUI? esimate of might that might cost?

What is the average monthly rate for restaurant liabilty insurance in tampa?

And which insurance company in tampa do the restaurant insurance..Mind is in the plaza not free stand..

Motorcycle insurance?

Anyone have any idea on the cost on motorcylce insurance.. I'm 26 clean record..Thinking about getting a new yamaha cruiser 600-700cc

Getting insurance for my new born?

I'm was born here in California but my husband isn't. He's an immigrant but my question is that we just had a new born and I'm wondering would there be a problem getting my baby insurance. I'm asking since I know they'll ask for his income and since I don't work I have no choice but to put his. I can't say I'm a single mom either since we got married. Does any one have any advice on what I can or should do? Please no rude comments thank you.

Renault clio? first time insurance how to get it cheap?

looking at a clio 1999-2003 model any hints on how to get cheaper? got a quote for 4000 today!

Generally speaking, what's the cheapest auto insurance you could get?

50cc bike insurance, need help!?

Well i need to get a bike to get around more.. and its like a 2000 reg bike that i found which is in pretty good condition.. and i've got my provisional etc.. and my CBT but the insurance still comes out as 560!? is there anyway of getting it lower?!

Anyone know insurance groups?

need to know the insurance group dif between a standard 1993 mr2 and a 93 mr2 turbo

Car insurance quote?

i want to go ahead with a car insurance company and i got a yearly quote online with them,as i want to pay direct debit monthly i phoned up to see what the monthly amount was with interest charged. i just want to check that this is accurate. the yearly amount quoted was 353.95 making it 29.50 per month . they charge 8.5% interest on any direct debit or credit card payment adding the 8/5% interest they then caluclated my monthly amount to be 34.81 yet it thought that :- 8.5/100 * 353.95 = 30.09 interest 353.95 + 30.09 = 384.04 total to pay 384.04 / 12 = 32 per month is this right? i know its only 35 per month, obviously im looking for the cheapest deal possible! but i just wondered why it was a different amount? help??? ta x

When will the U.S. government stop the gender discrimination on Car insurance?

http://www.nytimes.com/2011/03/02/business/global/02insure.html The court of justice of the European Union (CJEU) has ruled that from December 2012, insurers will be prevented from charging different premiums on the basis of an insured person's gender. When will america pass a similar law. Not everyone is the same. Girl drivers are the worst, how on earth could their insurance be lower than ours when half the time they are in the car they are laughing so hard into their cellphone that they can't see anything but the roof of their cars. Mix a bunch of girls in one car and it gets even worse. And don't try to say it's because of statistics, obviously since there are more male drivers than female drivers there are going to be more crashes and etc.

How much is insurance for a mustang?

I need some help how much is insurance on a 2003 mustang for a 16 year old driver thanks.

Where can i get some health insurance @ a reasonable price?

I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?

What is the lowest car insurance for a Kia?

I need insurance for just 1 vehicle a 2002 Kia Rio valued at $2500 How can i get an insurance policy that would pay for repairs and the other persons medical bills for under $300 a year Is there any plan that offers car insurance at this rate or less

Maintaining car insurance for DMV (lawyers chime in)?

I have a bit of a tricky situation that I can't get a clear answer online. My question is I have misdemeanor on my driving record that is not yet 3 years old. I have moved out of the US for awhile but will be back and some point in the future. I have no use for my current car insurance and as I will be relying on public transportation for everything. For California DMV purposes, do I need to keep my insurance policy up or is it ok that I cancel my policy since I will be off US roads (all roads in general)? I have read a stipulation that requires 3 years uninterrupted SR-22 coverage or something of the like. I would like to get rid of this monthly charge that I'm getting nothing out of but my worry is that negatively impact my driving record at the DMV for not fulfilling insurance obligations. Thank you.

Which company has the best renters insurance in terms of service and price?

I'm looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy. If you found one that covers breakage of your belongings due to accident or use by you, let me know. I'm not so sure if those types of policies exist.

Where can I find an affordable party hall in brooklyn for less than $2500?

I want to plan a surprise 21st birthday party. So far, I haven't been able to find anything for less than $2500 for less than 100 people. Can anybody please help!!!!!

How much would my insurance be??

i wanted to get a used honda or new hyundai elantra.. im 18 y/o female and first time driver. whats a good insurance to join for teens like myself..hmmm? cheap ones? u agree with AIS?

Coordination of Insurance Benefits?

Our health insurance company thinks we have more than one insurance and they are denying our claims. We only have insurance through my husband's company and don't understand how they thought we are trying to pull a fast one. How do we prove that we only have ONE insurance? Thanks!

How much will insurance cost for a motorcycle in CA if im 20 years old ?

i wanna get a ninja 250cc as my first bike but read that some people pay like 3k for insurance on a bike. ive only had one speeding ticket with my car about a year or so. Im gonna be 21 in about 6 months if that makes a difference.

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Any ideas on an affordable insurance?

I'm a college student with a low-paying part-time job and I'm in desperate need of health insurance. My main thing is that I want to see my personal doctor once a year and make my pills more affordable. Any thoughts are more than welcome!

Teen and Parent car insurance?

Im 19 year old female learning to drive, i want to drive my dads car so i can get more practice. People keep telling me different prices so how much would this cost roughly to be added to my dads insurance?

My daughter wants me to put car insurance in my name?

she wants me to put car insurance in my name for her husband he cant do it cause it would cost alot he has alot of speeding tickets and a dui plus he has lost his driver licenses my record is perfect what do you think i didn't even know you can do that im in ohio

I have a question about business insurance?

I just received the Insurance Premium Quote and General Commercial Liability from this Insurance company. In the last page they claim that their company is not licensed by the state of California (nonadmitted or surplus line). It says: The Insurer is not subject to the financial solvency regulation and enforcement which applies to California Licensed Insurers. The Insurer does not participate in any of the insurance guaranteed funds created by California Law. Therefore these funds can not pay your claims or protect your assets if the insurer becomes insolvent and is unable to make payments as promised . So I checked the www.insurance.ca.gov and this guys are there, as active. However, should I trust them? What this notice exactly mean?

Anyone know where to get affordable international health insurance?

I am wondering where I can get some decent health coverage to cover me during my international adventures . Does anyone know where to look for this stuff? Please give websites and phone #'s if you have them. Thank you.

Insurance help! Tennessee?

My bf moved here from west virginia... he has to big health problems one life threatening... He needs cheap insurance but i dont know anything about insurance. hes 23. can anyone help me or know of any type of insurance??????? It would be appreciated..

I need affordable health insures help?

Term Insurance or Whole Insurance?

I am thinking about getting life insurance. Which is a better deal, term life insurance or whole life insurance? I am 40 year old male non-smoker.

Best place for cheap car insurance?

where is the best and cheapest place for me to get car insurance at 17 years of age.....thanks to all that help.....car will be a vauxhaul corsa 1.0

How much would this cost to insure?

Hi, I'm looking to buy my first car. Two I have my eyes on are an automatic 2002 Chevy Camaro and a manual 2001 Mitsubishi Eclipse Spyder. Both cost just over 5k. I'm 17, a male, I have good grades, I don't smoke or do drugs, I'm in honors classes and I've taken drivers ed. Approximately how much would they cost to insure? Please don't say They're too challenging to drive , or They have too much power. I've driven cars with power before (both manual and auto) and I don't find it challenging at all. I have pretty good hand eye coordination. Also, my apologies if this somehow gets asked in the UK answers, I'm asking this fairly late at night.

What 500cc/600cc sports bikes are good for the A2 licence & cheap to insure for an 19 year old with no clams?

i had in mind the Suzuki GSXR 600 Honda CBR 600 Honda CBR 500 Kawasaki ER6F Triumph Daytona 675 Are these bikes worth restricting to 33bhp? and are there any other good ones

Insurance.............?

cheap bike insurance for a scooter in uk,any ideas?

Does having a 2 door civic make my insurance go up vs 4 door?

im 16 buying a civic. i like the 2 door civic coupes. if i buy a 2 door civic, will the insurance be higher than if i buy a 4 door civic?

Please help about car insurance?

I'm about to get my license when I turn 18. So I was wondering how much would car insurance be for an old car that's already paid off?

Jeep Wrangler: Insurance coverage costs?

I am a girl beginning driver, turning 17. I live in a rural area. I want a 1999 Jeep Wrangler SE. I am part of my family's plan. Does anybody have a price about what would cost a month/year? Thanks.

Health Insurance for an Eighteen year old Graduate?

Alright. I am in desperate need of some knowledge. I just graduated from high school and live in Idaho with my boyfriend and his parents. The house includes 2 parents, 3 kids under the age of eighteen and 2 adults that are exactly of the age of eighteen years (7 total). I used to live with my father, who does not have any health insurance (he's a Veteran). And even before that I lived with my mother in California who although does have health insurance, I was never a part of. My boyfriend's mother wants to take me to the Department of Health and Welfare so that I could maybe get with Medicaid or something to help me out. I haven't had a job yet (still trying to find one) and I really am quite lost in the world. I am behind on immunizations, have not visited a dentist...in a while. I do have terrible eye sight and will need more exams in the future and have not yet received any type of check up from a doctor or a physical. I was wondering if there was a way that I could get on my mom's insurance even though she lives in another state and maybe if welfare was all I could really do now. I'm not very educated about insurance and was hoping if there was a wise person out there who could help me. I appreciate any help at all and thank all of you for taking the time to read my cry for help.

Why does my auto insurance keep going up?

My auto insurance premium seems to keep increasing. I drive a 2001 Nissan Altima and I'm paying over $250 a month. I have no accidents or speeding tickets on my record. My friend has a 2007 Pontiac G5 and he is paying $170. We use the same insurance company. This makes no sense to me. What seems to be happening?

Motorbike cheaper than car insurance?

Is motorbike insurance for learer motorcycle 125cc, significantly cheaper than car insurance for a small city car, for a young man?

Unemployment Insurance for Teenagers?

The business I have worked at for 3 years has just announced they are shutting their doors at the end of the month. I am only 17 but have been told that I am still able to apply for unemployment benefits...which I know next to nothing about. Basically, I've only worked 10-20 hours a week for a wage slightly above minimum. It's just been a part time job for me since I'm a student and involved in several sports and challenging classes. However, I'm still trying to save money for college, so...what do I actually get when I file for unemployment and am hunting for a job? Anything? Sorry if this question sounds ditzy...I don't know much about the workforce.

How much do these bikes cost plus insurance?

i was wondering how much on average these following bikes cost and im looking for a used one as its my first bike, Kawasaki Vulcans 125cc , Honda Rebel 125cc , Yamaha Virago 250 125cc , Suzuki GZ 250 125cc , i also would like to know if anyone knew how much the insurance is for these , i know they depend on factors but anyone from experience , many thanks :)

How to get cheaper insurance?

I was just wondering, what insurance companies are looking at, like if you are older the insurance is cheaper, if you got no claims benefits, car engine and make and is there anything else that reduces car insurance price? If you haven't got a car but hold a license for like 2 years is the insurance going to be cheaper as well?

How much would motorcycle insurance cost me?

Age is 16, the bike is a Kawasaki Ninja 250R (250cc), in Ontario, Canada.

When you first get your drivers permit do you have to have car insurance to drive with adults?

When you first get your drivers permit do you have to have car insurance to drive with adults? Or are you automatically covered by theirs?

Motorcycle insurance cost for m1?

16, live in canada, suzuki gs550, cheapest insurance? p.s. heard statefarm lets you do it by month, how much would that cost?

Will my insurance price change?

I've been on my parents insurance account for over a year with no accidents on my record and I pay 200 a month, so if I have my own account from my parents will there be any price changes of either raise or lower? I'm so confused

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Buying new car over weekend, But need insurance?

Ok so I am most likely buying a used car tomorrow. This will be my first car as I am 16 and need something to drive to my job yada yada yada. Anyway, tomorrows a Saturday and my insurance company is closed and my parents need to add me to their policy. Since we are not trading in a car, we dont have a policy to carry over to the new one which I know some insurance companies do. Also, I have Farmers insurance so I am not sure what their policies are over this sorta thing. Any help is appreciated. Especially if you have farmers insurance or have had this kind of problem with them.

Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.

How much is insurance on a 05-06 chrysler 300c?

I plan to pay cash for it (around $8,000) and since I will only be 17, it will still be under my parents name although I am paying for it. Should I go with liability or full coverage, and how much would each cost?

How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question -- do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won't be destroyed? Advice, please.

I want to start trying for another baby by August, but I don't have medical insurance....?

My husband makes too much for me to get on Medicaid. I want to get a good insurance. I was wondering if anyone has any suggestions on what to do.

Where can i get car insurance for 20.00?

i'm going to ask this question until i get the correct answer ok listen closely i'm not selling my car i'm not catching a cab i paid 10.000.00 for my car it is my car i worked for it i dont joy ride i drive about 1 mile a month i'm disabled i go to the grocery store credit union auto zone my car is parked about about 99 % of the time i dont need that much car insurance. liability is all i need i keep hearing about this car insurance program 15 dollars a month. if you qualify is it the government that has this program has anyone heard of this?

Car Insurance in Missouri?

I need help finding car insurance that is affordable. My boyfriend moved out of his house 3 months ago and his dad says that he will give him his car back if he gets insurance on it. He is 17 and cant afford $400 worth of insurance each month. [works at Mcdonalds] Does anyone know of any cheap insurance?

Insurance for teenage mustang driver?

Ive made enough money from my jobs. I have enough to buy a newer mustang (definitely not the newest one but over the 2005 brand) with help from my parents and grandparents. They are all throwing in 2000 dollars for me. But anyways, some backround information, I'm a teenage girl, have taken the driving defensive class, drivers ed, and also get higher than a 3.0 grade average. Would insurance be very high still?

Landslide in San Diego.....are the homes covered by homeowners insurance?

Are there any insurance that would have covered for their losses?

Can car insurance comp increase my premiums like this?

In April of this year, I paid for my car insurance for the period April to October. Now they are telling me they are increasing my premium for that period by another $50 because the address of my workplace changed. I don't get it. Can they do that? I already paid for my premiums for that period. If I don't pay the extra $50, is my insurance still valid?

Is someone else covered under my car insurance to drive MY car?

A guy I'm dating will ask to use my car from time to time because he has trouble with his, but I'm hesitant because even though he has his own car and own car insurance, I don't think he's covered under my insurance to drive MY car. Does anyone know exactly how this works??? I have Nationwide, if that makes a difference............

When buying a car what detirmines how cheap insurance will be?

I am currently Looking for a new car and am trying to get the best rate for insurance as possible what features add to or detract from insurance costs thank you

Do I need to have insurance before buying a car?

I canceled my car insurance a year ago, because I didn't have a car. Now I am ready to buy one again. Do I need to have insurance BEFORE buying the car, so I can drive it home? Or do I wait until after wards so I know what type of car to insure. I will be buying the car from the state auto auction if that makes a difference.

Would you accept a job working as an Insurance Call Center Agent?

The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday ...show more

17 year old 1 day insurance?

Any insurance companies do 1 day insurance for 17 year olds?

How much is an occasional drivers insurance in ontario?

I am 16 i have a g2 i drive and 2003 dodge caravan sxt its my dads how much would it cost to list me as an occasional driver with TD insurance

Cheapest Car Insurance in Houston, Texas?

Okay I am 21 will be turning 22 this October, I have a 1989 Chevy Blzaer, never had any violations can you guys give me a hand here please. Thanks.

Insurance rates????

my insurance is way too high...I have insurance with a nationwide company....and I have to have full coverage because I'm financing the vehicle. My question is..where can I go to find some cheaper insurance? I heard that smaller companies around where you live usually offer cheaper rates? Is this true?

Whats an Average Insurance Quote For a 15 year old?

I recently bought a car, so its not a family car. Its a vw manx buggy i use it to go the desert with my brother who is 25. I need insurance and I am wondering how much average it would cost to put just me on the plan. Our current insurance is wawanesa so maybe their price??

How much would my insurance be?

i wanna buy a camaro or a mustang convertible and i am 17 and a guy how much u think my insurance would be?the year of the car is around 1994-2002...how much for a ford explorer (same years)or a mitsubishi eclipse?

Recommended Auto-insurance break-ups?

I have Mercury Insurance for my Camry (Make-2009). It is due for renewal next month. I was with this company from past one year. I am from different company, so frankly telling, I did not used my mind while buying Insurance and I just followed my friends. Can somebody review it and suggest, if it is recommended or I should change it ? May be I can save more money ? Bodily Injury Liability = 100,000 (Each Person)/300,000 (Each Accident) Property Damage Liability = 50,000 (Each Accident) Uninsured Motorists Bodily Injury Liability = 50,000 (Each Person)/100,00 (Each Accident) Uninsured Motorists Property Damage Liability = Maximum Comprehensive = Deductible Car-1 $ 500 Collision = Deductible Car-1 - $ 500 Roadside Assistance Per Occurrence = Car-1 - $75

What is the average car insurance cost for new drivers? (ages 16 and up)?

Car Insurance Estimate?

I'm 19 years old. I've had my license since December 2008. I've never been in an accident. The car would cost around 5000$ It's a silver 2002 Saturn Vue AWD V6 With around 100,000 miles on it. Used obviously. It would be bought with a loan from a bank, so financed. I make around 1000$ a month, working 32 hours a week. Lame work for now, but hey. I can easily pay for the insurance. I also have good credit history. Any ideas on what insurance would cost.

How much is insurance for a mustang?

I need some help how much is insurance on a 2003 mustang for a 16 year old driver thanks.

Just got my license today, questions about insurance.?

Hey guys, so I just came back from DMV a few hours ago, and passed my driving test without any mistakes for the first time. I currently live in California and have a few questions about my insurance. So it's my moms car, but she rarely drives it so I practically got the car to my self. Except I don't know the policy for California's insurance. My mom does have insurance on it, but it's listen under her name. Will I still be able to drive the car? Because I am going to get insurance for my self, but I need a way to get to my new job for right now. If not what will happen if I get caught driving without an insurance? Please let me know asap. Thankyou!

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